Tools / Mortgage Calculator
Mortgage Calculator
Calculate monthly mortgage payments and total interest.
Estimated monthly principal + interest
Principal
Total interest
Total payments
How this mortgage estimate works
The calculator uses the standard fixed-rate amortization formula. It excludes property taxes, insurance, HOA fees, closing costs and lender-specific charges, so it is an estimate rather than a loan offer.
Why the rate matters
Small changes in an annual rate can materially change lifetime interest on a long mortgage. Compare scenarios before making financial decisions and verify actual terms with a regulated lender.